Solar Payback Calculator

Estimate the annual value and simple payback of a solar PV system using location-specific production and tariff inputs.

Estimate solar value and payback

Estimated annual production6,500 kWh
Used on site4,225 kWh
Exported to grid2,275 kWh
Estimated annual value$897
Simple payback11.1 years

Important: this does not include financing, tax credits, maintenance, system degradation, battery costs or future tariff changes. Production depends on roof orientation, shade and local weather.

Why self-consumption matters

Electricity used in the home often avoids a different price from electricity exported to the grid. Entering both rates makes the estimate more useful than treating all production as identical.

What this does not model

This is a simple cash-payback estimate. It does not forecast tariff changes, performance degradation, financing, incentives, maintenance or battery economics.

Example: a 4 kW rooftop system

Annual output = system size × specific yield. A 4 kW system with an example yield of 1,100 kWh per kW per year produces about 4,400 kWh. Electricity used in the home is worth the full retail price; electricity exported is usually paid at a lower rate.

Share used at homeValue at $0.25 used / $0.08 exportedPayback on $7,000
30%$576 a year12.1 years
50%$726 a year9.6 years
70%$876 a year8 years

Using more of the output at home, for example by running appliances in daytime, shortens payback more than a small change in system price. Specific yield depends on location, roof angle and shading; check a local estimate before relying on the result.